We Are a Full Service Credit Counseling and Debt Management Company Locally Owned and Operated

The following services provided in English & Spanish:

  • ► Consolidate Your Debts Into 1 Payment
  • ► Free Budget & Credit Counseling
  • ► Stop Late & Over Limit Fees
  • ► Reduce Interest Rates by 30-100%
  • ► Put Your Credit Report in Order
  • ► Credit Reports/Credit Scores Available
  • ► Back Taxes/Payday Loans
  • ► Collections/Medical Bills
  • ► Improving Debt to Income Ratio
  • ► Free Credit Report Review
  • ► Credit Disputes
  • ► Credit Report Updates
  • ► Bankruptcy Updates
  • ► Judgments/Attorney’s Bills

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Consumer Alerts

Bad Credit Hurts in Many Ways:

Housing: Rental property owners may reject tenant applications with poor credit scores... Learn More

One Late Payment Can Be Disastrous

Credit card companies & insurers are looking for reasons to increase rates. Learn More

Lost Your Job? Having Trouble Finding a Job?

Did you know having a positive credit reports are important job-hunting tools. Learn More

The Frequency of Errors on Credit Reports

1 in 4 credit reports contains errors enough to cause consumers to be denied credit... Learn More